Effective date: November 1, 2025

1. Who this agreement is between

This Affiliate Agreement is a legal agreement between you (the "Affiliate") and Simple Commissions (the "Company"). It applies the moment you (a) register a Simple Commissions account, (b) share any link, page, voice, video, email, or asset that promotes Simple Commissions, or (c) refer another person who pays for any Simple Commissions plan or upgrade.

By doing any of those things, you accept this agreement and the Terms of Service, Privacy Policy, Anti-Spam Policy, Earnings Disclaimer, and Refund Policy. If you do not agree to all of them, do not promote Simple Commissions.

2. How commissions work

Simple Commissions runs a peer-to-peer (member-to-member) compensation model. When a prospect you refer joins a paid plan, the plan price is split into direct payments between members:

• One portion goes to you, the inviting affiliate.
• One portion goes to your sponsor (the upline override).
• One portion goes to the Company as the admin / software fee.

The Company does not hold, escrow, or process the member-to-member portion of any payment. Each member-to-member portion is paid directly into your designated personal payout method (Cash App, Zelle, PayPal, Venmo, crypto, etc.) at the moment a prospect upgrades. There is no waiting period, no payout threshold, and no negative balance.

3. Who you can refer

You may refer adults (18+) who have given you permission to contact them or who have a pre-existing personal or business relationship with you. You may not refer:

• Anyone under 18 years old.
• Anyone in a jurisdiction where you cannot legally promote affiliate or referral programs.
• Anyone you scraped, purchased, rented, or otherwise harvested without consent.
• Yourself, your alternate accounts, your immediate family for the purpose of stacking commissions on a single household, or any account you control.

4. How you may promote

You may promote Simple Commissions through:

• Your own organic content — posts, videos, podcasts, blogs, livestreams, newsletters.
• Personal one-to-one outreach to people who have opted in to hear from you, or who have an existing relationship with you.
• The AI Inviter, AI Pages, AI Mailbot, and other Company-provided tools, used in accordance with the Anti-Spam Policy.
• Paid traffic on any platform that allows affiliate / income-related advertising, provided you comply with that platform's policies and applicable law (FTC, ASA, GDPR, CAN-SPAM, etc.).

5. How you may not promote

The following are grounds for immediate, permanent termination of your account and forfeiture of any pending commissions:

• Sending unsolicited bulk email (spam) — see the Anti-Spam Policy.
• Posting your affiliate link to forums, comment sections, Discord servers, Telegram groups, Reddit threads, or social platforms that do not allow it.
• Misrepresenting Simple Commissions, the Company, the founders, the compensation plan, the products, or the income potential.
• Making earnings claims that are not typical and not substantiated. Income disclosures are required on every page, video, and email that mentions money — see the Earnings Disclaimer.
• Using the Simple Commissions name, logo, founder names, or trademarks in paid ads, domain names, social handles, or app store listings without prior written consent.
• Bidding on Simple Commissions, SimpleCommissions, "Simple Commissions" plus any modifier, the founder names, or any obvious misspelling on Google, Bing, Meta, TikTok, YouTube, or any other paid traffic platform.
• Cloaking, redirect chains intended to disguise the destination, or any technique designed to bypass the policies of an ad platform, email provider, or social network.
• Cookie stuffing, forced-click iframes, popunder injection, or any technique that drops a referral cookie without a deliberate click by the prospect.
• Self-referrals, sock-puppet referrals, or coordinating with another member to swap referrals for the purpose of reducing the admin fee or manipulating the override.
• Using Company assets (videos, copy, images, audio, presentations) outside of promoting Simple Commissions, or rehosting them on a competing or unrelated offer.
• Promoting Simple Commissions in any way that violates applicable law, including consumer-protection law, securities law, MLM disclosure law, or anti-pyramid law in your jurisdiction.

6. Income claims and the FTC

You are individually responsible for the accuracy and compliance of every claim you make. The Company does not pre-approve your copy. Any income figure you reference in a public asset must:

• Be your own actual, documented earnings, or be presented as a hypothetical example clearly labeled as such.
• Be accompanied by a visible earnings disclosure.
• Comply with the FTC Endorsement Guides, the FTC Business Opportunity Rule, and any equivalent regulator in your country.

If you cannot substantiate a claim, do not make it.

7. Tracking, attribution, and disputes

Commission attribution is determined by the referral cookie / token captured at the moment the prospect first arrives on Simple Commissions through your link, plus any explicit affiliate ID supplied at checkout. The cookie window is 365 days. Last-cookie-wins, except where the prospect has explicitly typed in a different sponsor's username at registration, in which case the typed sponsor wins.

If two affiliates believe they should have received the same commission, the Company's tracking record is final. The Company will not split, duplicate, or retroactively reassign a commission. Sales-volume disputes, missing-commission disputes, and "I should have gotten that one" disputes are resolved in favor of whichever member's link the prospect actually clicked, in accordance with the tracking record.

8. Tax and self-employment

You are an independent contractor. You are not an employee, partner, joint venturer, agent, or franchisee of the Company. You are solely responsible for:

• Reporting your earnings to your tax authority.
• Collecting, remitting, and paying any sales tax, VAT, GST, self-employment tax, or income tax that applies to you.
• Maintaining your own books and records.
• Carrying any business license, permit, or registration your jurisdiction requires.

Because the Company does not hold member-to-member payments, the Company does not issue 1099-K, 1099-NEC, or equivalent tax forms for the member-to-member portion of your earnings. The members who paid you are the source of those funds, not the Company.

9. Termination

Either party may end this agreement at any time. You can close your account by contacting us. The Company can suspend or terminate your account, with or without notice, for any violation of this agreement, the Terms of Service, or the Anti-Spam Policy.

Termination forfeits all pending commissions, removes your access to Company-hosted assets (AI pages, AI inviter campaigns, AI mailbot sends), and revokes your right to use Company trademarks. It does not undo member-to-member payments that have already cleared.

10. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its founders, employees, and contractors from any claim, loss, liability, fine, or expense (including reasonable legal fees) arising out of (a) your promotion of Simple Commissions, (b) your income claims, (c) your handling of prospect data, (d) your use of any third-party platform, or (e) your breach of this agreement.

11. Changes to this agreement

The Company may update this agreement at any time. Material changes will be announced inside the member dashboard and dated in the effective-date line above. Continued promotion of Simple Commissions after a change constitutes acceptance of the updated agreement.

12. Governing law

This agreement is governed by the laws of the State of Florida, USA, without regard to conflict-of-law principles. Any dispute is resolved exclusively in the state or federal courts located in Florida, and you waive any objection to that venue.

13. Questions

If anything in this agreement is unclear, ask before you promote. Contact us.